@font-face{font-display:swap;font-family:Montserrat;font-style:normal;font-weight:400;src:url(../assets/fonts/montserrat-400.woff2) format("woff2")}@font-face{font-display:swap;font-family:Montserrat;font-style:normal;font-weight:500;src:url(../assets/fonts/montserrat-500.woff2) format("woff2")}@font-face{font-display:swap;font-family:Montserrat;font-style:normal;font-weight:600;src:url(../assets/fonts/montserrat-600.woff2) format("woff2")}@font-face{font-display:swap;font-family:Montserrat;font-style:normal;font-weight:700;src:url(../assets/fonts/montserrat-700.woff2) format("woff2")}:root{--color-primary:#0a2540;--color-primary-light:#1a3a52;--color-primary-dark:#051220;--color-secondary:#272a31;--color-secondary-light:#3a3d44;--color-accent:#db922d;--color-accent-light:#e5a64a;--color-accent-dark:#c17d1f;--color-white:#fff;--color-gray-100:#f8f9fa;--color-gray-200:#e9ecef;--color-gray-300:#dee2e6;--color-gray-400:#ced4da;--color-gray-500:#adb5bd;--color-gray-600:#6c757d;--color-gray-700:#495057;--color-gray-800:#343a40;--color-gray-900:#212529;--color-off-white:#dfe0df;--color-text-primary:#272a31;--color-text-secondary:#5a6d7f;--color-text-light:#fff;--color-text-muted:#6c757d;--color-bg-primary:#fff;--color-bg-secondary:#f8f9fa;--color-bg-dark:#0a2540;--color-bg-light:#dfe0df;--font-primary:"Montserrat",-apple-system,BlinkMacSystemFont,sans-serif;--font-accent:"Montserrat",-apple-system,BlinkMacSystemFont,sans-serif;--font-weight-regular:400;--font-weight-medium:500;--font-weight-semibold:600;--font-weight-bold:700;--text-xs:0.75rem;--text-sm:0.875rem;--text-base:1rem;--text-lg:1.125rem;--text-xl:1.25rem;--text-2xl:1.5rem;--text-3xl:1.875rem;--text-4xl:2.25rem;--text-5xl:3rem;--text-6xl:3.75rem;--space-xs:0.25rem;--space-sm:0.5rem;--space-md:1rem;--space-lg:1.5rem;--space-xl:2rem;--space-2xl:3rem;--space-3xl:4rem;--space-4xl:6rem;--container-max-width:1200px;--container-padding:var(--space-lg);--section-padding:var(--space-4xl);--border-radius-sm:4px;--border-radius-md:8px;--border-radius-lg:16px;--border-radius-xl:24px;--border-radius-full:9999px;--shadow-sm:0 1px 2px rgba(0,0,0,.05);--shadow-md:0 4px 8px rgba(0,0,0,.1);--shadow-lg:0 12px 24px rgba(0,0,0,.15);--shadow-xl:0 20px 40px rgba(0,0,0,.2);--transition-fast:0.15s ease;--transition-base:0.25s ease;--transition-slow:0.4s ease;--z-dropdown:1000;--z-sticky:1020;--z-modal-backdrop:1040;--z-modal:1050;--z-tooltip:1060}@media (max-width:768px){:root{--container-padding:var(--space-md);--section-padding:var(--space-2xl)}}*{box-sizing:border-box;margin:0;padding:0}html{font-size:16px;scroll-behavior:smooth}body{background-color:var(--color-bg-primary);color:var(--color-text-primary);font-family:var(--font-primary);font-weight:var(--font-weight-regular);line-height:1.6;overflow-x:hidden}h1,h2,h3,h4,h5,h6{font-family:var(--font-accent);font-weight:var(--font-weight-bold);line-height:1.2;margin-bottom:var(--space-md)}h1{font-size:var(--text-5xl)}h2{font-size:var(--text-4xl)}h3{font-size:var(--text-3xl)}h4{font-size:var(--text-2xl)}p{margin-bottom:var(--space-md)}a{color:var(--color-accent);text-decoration:none;transition:color var(--transition-fast)}a:focus,a:hover{color:var(--color-accent-light);outline:none}img{display:block;height:auto;max-width:100%}button{background:none;border:none;font-family:inherit;transition:all var(--transition-fast)}.btn,button{cursor:pointer}.btn{align-items:center;border-radius:var(--border-radius-md);display:inline-flex;font-size:var(--text-base);font-weight:var(--font-weight-semibold);justify-content:center;overflow:hidden;padding:var(--space-md) var(--space-xl);position:relative;text-decoration:none;transition:all var(--transition-base)}.btn-primary{background:linear-gradient(135deg,var(--color-accent),var(--color-accent-dark));box-shadow:var(--shadow-md);color:var(--color-white)}.btn-primary>span{position:relative;z-index:999!important}.btn-primary:before{background:linear-gradient(90deg,transparent,hsla(0,0%,100%,.2),transparent);content:"";height:100%;left:-100%;position:absolute;top:0;transition:left .6s;width:100%}.btn-primary:hover:before{left:100%}.btn-primary:focus,.btn-primary:hover{box-shadow:var(--shadow-lg);color:var(--color-white);transform:translateY(-2px)}.btn-secondary{backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);background:linear-gradient(135deg,rgba(10,37,64,.08),rgba(10,37,64,.02));border:2px solid var(--color-primary);color:var(--color-primary);overflow:hidden;position:relative}.btn-secondary:before{background:linear-gradient(90deg,transparent,hsla(0,0%,100%,.3),transparent);content:"";height:100%;left:-100%;position:absolute;top:0;transition:left .6s;width:100%}.btn-secondary:hover:before{left:100%}.btn-secondary:focus,.btn-secondary:hover{background:linear-gradient(135deg,hsla(0,0%,100%,.2),hsla(0,0%,100%,.1));border-color:var(--color-white);box-shadow:0 12px 24px rgba(0,0,0,.15);transform:translateY(-2px)}.container{margin:0 auto;max-width:var(--container-max-width);padding:0 var(--container-padding)}.section{padding:var(--section-padding) 0;scroll-margin-top:80px}.navigation{backdrop-filter:blur(10px);background:hsla(0,0%,100%,.98);border-bottom:1px solid var(--color-gray-200);left:0;position:fixed;right:0;top:0;transition:transform var(--transition-base);z-index:var(--z-sticky)}.nav-container{height:80px;justify-content:space-between;margin:0 auto;max-width:var(--container-max-width);padding:0 var(--container-padding)}.nav-container,.nav-logo{align-items:center;display:flex}.nav-logo{gap:var(--space-sm)}.nav-logo img{height:40px;max-width:none;width:auto}.nav-menu{align-items:center;display:flex;gap:var(--space-xl);list-style:none;margin:0}.nav-link{background:transparent;border:none;border-radius:var(--border-radius-sm);color:var(--color-text-primary);cursor:pointer;font-size:var(--text-base);font-weight:var(--font-weight-medium);padding:var(--space-sm) var(--space-md);transition:all var(--transition-fast)}.nav-link:focus,.nav-link:hover{color:var(--color-accent)}.nav-toggle{background:transparent;border:none;display:none;flex-direction:column;gap:4px;padding:var(--space-sm)}.hamburger-line{background:var(--color-text-primary);height:2px;transition:all var(--transition-fast);width:24px}.mobile-cta-container{list-style:none}@media (min-width:769px){.nav-menu{flex-wrap:nowrap;margin-left:var(--space-2xl);margin-right:var(--space-2xl)}#nav-cta-btn,.nav-link{white-space:nowrap}#nav-cta-btn{align-items:center;background:linear-gradient(135deg,#272a31,#1a2230)!important;border-radius:var(--border-radius-md);box-shadow:0 2px 8px rgba(0,0,0,.15);color:var(--color-white)!important;display:inline-flex;font-weight:var(--font-weight-semibold);height:53px;overflow:hidden;padding:0 var(--space-lg);position:relative;transition:all var(--transition-base)}#nav-cta-btn:before{background:linear-gradient(90deg,transparent,hsla(0,0%,100%,.2),transparent)!important;content:"";height:100%;left:-100%;position:absolute;top:0;transition:left .6s;width:100%}#nav-cta-btn:hover:before{left:100%}#nav-cta-btn:hover{background:linear-gradient(135deg,#1a2230,#0f1419)!important;box-shadow:0 4px 12px rgba(0,0,0,.2);color:var(--color-white)!important;transform:translateY(-2px)}}.main-content{margin-top:0}.footer{background:var(--color-primary);color:var(--color-text-light);padding:var(--space-4xl) 0 var(--space-xl)}.footer-content{display:grid;gap:var(--space-2xl);grid-template-columns:repeat(auto-fit,minmax(250px,1fr));margin-bottom:var(--space-2xl)}.footer-section h3{color:var(--color-accent);font-size:var(--text-xl);margin-bottom:var(--space-md)}.footer-section h4{color:var(--color-text-light);font-size:var(--text-lg);margin-bottom:var(--space-md)}.footer-section ul{list-style:none}.footer-section li{margin-bottom:var(--space-sm)}.footer-section a{color:var(--color-gray-300);transition:color var(--transition-fast)}.footer-section a:hover{color:var(--color-accent)}.footer-disclosure{border-top:1px solid hsla(0,0%,100%,.1);color:var(--color-gray-400);font-size:var(--text-sm);line-height:1.6;margin-top:var(--space-xl);padding-top:var(--space-xl)}@media (max-width:768px){.main-content{margin-top:80px}.btn-primary>span{position:relative;z-index:2!important}.nav-toggle{background:transparent;border:none;cursor:pointer;display:flex;flex-direction:column;height:25px;justify-content:space-around;padding:0;width:30px}.hamburger-line{background-color:var(--color-primary);border-radius:2px;height:3px;transition:all .3s ease;width:30px}.nav-toggle[aria-expanded=true] .hamburger-line:first-child{transform:rotate(45deg) translate(7px,7px)}.nav-toggle[aria-expanded=true] .hamburger-line:nth-child(2){opacity:0}.nav-toggle[aria-expanded=true] .hamburger-line:nth-child(3){transform:rotate(-45deg) translate(7px,-7px)}.mobile-menu-overlay{backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);background:transparent;height:100vh;left:0;opacity:0;pointer-events:none;position:fixed;top:0;visibility:hidden;width:100vw;z-index:999}.mobile-menu-overlay.active{opacity:1;pointer-events:auto;visibility:visible}.nav-menu{background:linear-gradient(180deg,#fff,#f8f9fa);box-shadow:0 4px 20px rgba(10,37,64,.15);flex-direction:column;gap:0;left:0;max-height:calc(100vh - 80px);opacity:0;overflow-y:auto;padding:0;position:fixed;right:0;top:80px;visibility:hidden;z-index:1000}.nav-menu.active{opacity:1;visibility:visible}.nav-menu li{border-bottom:1px solid #dfe0df;width:100%}.nav-menu li:last-child{border-bottom:none}.nav-menu .nav-link{align-items:center;color:var(--color-primary);display:flex;font-size:16px;font-weight:600;height:60px;justify-content:space-between;padding:0 var(--space-lg);text-decoration:none;transition:background-color .2s ease;width:100%}.nav-menu .nav-link:active{background-color:#fff8ee}.nav-menu .nav-link:after{color:var(--color-accent);content:"›";font-size:24px;font-weight:700;transition:transform .3s ease}.mobile-cta-container{margin-top:0;padding:var(--space-lg)}.mobile-cta-container .nav-link:after{display:none}.mobile-cta-btn{background:linear-gradient(135deg,var(--color-primary),#0d3254);box-shadow:0 4px 12px rgba(10,37,64,.3);display:flex;justify-content:center;width:100%}.mobile-cta-btn:before{background:linear-gradient(90deg,transparent,hsla(0,0%,100%,.2),transparent)}.mobile-cta-btn:active{box-shadow:0 2px 8px rgba(10,37,64,.3)}h1{font-size:var(--text-4xl)}h2{font-size:var(--text-3xl)}h3{font-size:var(--text-2xl)}}@media (max-width:480px){h1{font-size:var(--text-3xl)}h2{font-size:var(--text-2xl)}}.hero-video{height:auto;left:50%;min-height:100%;min-width:100%;object-fit:cover;position:absolute;top:50%;transform:translate(-50%,-50%);width:auto;z-index:0}.hero-video-overlay{background:linear-gradient(135deg,rgba(10,37,64,.85),rgba(26,58,82,.9));z-index:1}.hero-video-fade-to-gradient,.hero-video-overlay{bottom:0;left:0;pointer-events:none;position:absolute;right:0;top:0}.hero-video-fade-to-gradient{background:linear-gradient(135deg,#0a2540,#1a3a52);opacity:0;z-index:.5}.hero-content,.page-hero-content{position:relative;z-index:2}@media (min-width:769px){@keyframes dotPulse{0%,to{box-shadow:0 0 0 3px rgba(219,146,45,.2)}50%{box-shadow:0 0 0 4px rgba(219,146,45,.3)}}@keyframes dotPulseDark{0%,to{box-shadow:0 0 0 3px rgba(219,146,45,.3),0 2px 4px rgba(0,0,0,.3)}50%{box-shadow:0 0 0 4px rgba(219,146,45,.4),0 2px 5px rgba(0,0,0,.35)}}.page-navigator{align-items:center;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);background:hsla(0,0%,100%,.01);border-radius:12px 0 0 12px;box-shadow:-2px 0 8px rgba(10,37,64,.06);display:flex;flex-direction:column;gap:16px;opacity:0;padding:20px 12px;pointer-events:none;position:fixed;right:0;top:50%;transform:translateY(-50%) translateX(100px);transition:transform .4s cubic-bezier(.4,0,.2,1),opacity .4s ease,box-shadow 1s ease,background 1s ease;z-index:800}.page-navigator.visible{opacity:1;pointer-events:auto;transform:translateY(-50%) translateX(0)}.page-navigator.collapsed,.page-navigator.visible.collapsed{transform:translateY(-50%) translateX(54px)}.page-navigator-toggle svg{transform:rotate(180deg);transition:transform .5s ease}.page-navigator.arrow-rotating .page-navigator-toggle svg{transform:rotate(0deg)}.page-navigator:hover{background:hsla(0,0%,100%,.1);box-shadow:-4px 0 20px rgba(10,37,64,.15);transition:transform .4s cubic-bezier(.4,0,.2,1),opacity .4s ease,box-shadow .15s ease,background .15s ease}.page-navigator-toggle{align-items:center;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);background:hsla(0,0%,100%,.05);border:none;border-radius:12px 0 0 12px;box-shadow:-3px 0 15px rgba(10,37,64,.15);color:var(--color-primary);cursor:pointer;display:flex;height:100px;justify-content:center;left:-20px;opacity:.4;position:absolute;top:50%;transform:translateY(-50%);transition:opacity .3s ease,background .3s ease,box-shadow .3s ease;width:20px;z-index:1}.page-navigator-toggle:hover{background:hsla(0,0%,100%,.15);box-shadow:-4px 0 12px rgba(10,37,64,.12);opacity:1}.page-navigator.collapsed .page-navigator-toggle{opacity:.6}.page-navigator.collapsed .page-navigator-toggle:hover{opacity:1}.page-navigator.over-dark-bg .page-navigator-toggle{background:rgba(0,0,0,.2);color:hsla(0,0%,100%,.85)}.page-navigator.over-dark-bg .page-navigator-toggle:hover{background:rgba(0,0,0,.35)}.page-navigator-arrow{align-items:center;background:transparent;border:none;border-radius:8px;color:var(--color-primary);cursor:pointer;display:flex;height:42px;justify-content:center;opacity:.35;padding:0;transition:color .2s ease,filter .2s ease,opacity 1s ease,transform 1s ease;width:42px}.page-navigator:hover .page-navigator-arrow{opacity:.6}.page-navigator-arrow:hover:not(:disabled){color:var(--color-accent);opacity:1;transform:scale(1.1);transition:all .15s ease}.page-navigator-arrow:disabled{cursor:default;opacity:.25}.page-navigator:hover .page-navigator-arrow:disabled{opacity:.3}.page-navigator-arrow svg{height:24px;width:24px}.page-navigator-sections{display:flex;flex-direction:column;gap:14px;padding:8px 0}.page-navigator-dot{background:transparent;border:2px solid var(--color-primary);border-radius:50%;cursor:pointer;height:16px;opacity:.35;padding:0;position:relative;transition:border-color .2s ease,box-shadow .2s ease,background .2s ease,opacity 1s ease,transform 1s ease;width:16px}.page-navigator:hover .page-navigator-dot{opacity:.6}.page-navigator-dot:hover{background:rgba(10,37,64,.15);border-color:var(--color-accent);opacity:1!important;transform:scale(1.3);transition:all .15s ease}.page-navigator:hover .page-navigator-dot:hover{opacity:1!important}.page-navigator-dot.active{animation:dotPulse 2s ease-in-out infinite;background:var(--color-accent);border-color:var(--color-accent);box-shadow:0 0 0 3px rgba(219,146,45,.2);opacity:1;transform:scale(1.2);transition:background .2s ease,border-color .2s ease,transform .2s ease,opacity .2s ease}.page-navigator:hover .page-navigator-dot.active{opacity:1}.page-navigator-tooltip{background:var(--color-primary);border-radius:6px;color:#fff;font-size:13px;font-weight:500;opacity:0!important;padding:6px 12px;pointer-events:none;position:absolute;right:calc(100% + 16px);top:50%;transform:translateY(-50%);transition:opacity .2s ease,transform .2s ease;white-space:nowrap;z-index:1000}.page-navigator-tooltip:before{border:6px solid transparent;border-left:6px solid var(--color-primary);content:"";left:100%;opacity:1!important;position:absolute;top:50%;transform:translateY(-50%)}.page-navigator-dot:hover .page-navigator-tooltip{opacity:1!important;transform:translateY(-50%) translateX(-4px)}.page-navigator-arrow,.page-navigator-dot{-webkit-tap-highlight-color:transparent;outline:none}.page-navigator-arrow:focus-visible,.page-navigator-dot:focus-visible{outline:2px solid var(--color-accent);outline-offset:2px}.page-navigator.over-dark-bg .page-navigator-arrow{color:hsla(0,0%,100%,.85);filter:drop-shadow(0 2px 4px rgba(0,0,0,.3))}.page-navigator.over-dark-bg .page-navigator-arrow:hover:not(:disabled){color:var(--color-accent)}.page-navigator.over-dark-bg .page-navigator-dot{border-color:hsla(0,0%,100%,.85);box-shadow:0 2px 4px rgba(0,0,0,.3)}.page-navigator.over-dark-bg .page-navigator-dot:hover{background:hsla(0,0%,100%,.15);border-color:var(--color-accent)}.page-navigator.over-dark-bg .page-navigator-dot.active{animation:dotPulseDark 2s ease-in-out infinite;background:var(--color-accent);border-color:var(--color-accent);box-shadow:0 0 0 3px rgba(219,146,45,.3),0 2px 4px rgba(0,0,0,.3);transition:background .2s ease,border-color .2s ease,transform .2s ease,opacity .2s ease}.page-navigator.over-dark-bg:hover .page-navigator-arrow,.page-navigator.over-dark-bg:hover .page-navigator-dot{opacity:.6}.page-navigator.over-dark-bg .page-navigator-arrow:hover:not(:disabled),.page-navigator.over-dark-bg .page-navigator-dot.active,.page-navigator.over-dark-bg .page-navigator-dot:hover,.page-navigator.over-dark-bg:hover .page-navigator-dot.active{opacity:1!important}}@media (max-width:768px){.sticky-cta-bar{background:#fff;box-shadow:0 2px 10px rgba(0,0,0,.1);left:0;padding:15px 0;position:fixed;right:0;top:80px;transform:translateY(-100%);transition:transform .3s ease;z-index:900}.sticky-cta-content{align-items:center;display:flex;gap:12px;justify-content:space-between;margin:0 auto;max-width:var(--container-max-width);padding:0 var(--container-padding)}.sticky-cta-text{color:var(--color-primary);font-size:.9rem;font-weight:600;margin:0}.sticky-cta-mobile{display:inline}.sticky-cta-desktop{display:none}.sticky-cta-btn{background:linear-gradient(135deg,var(--color-primary),#0d3254);border:none;border-radius:var(--border-radius-md);color:#fff;cursor:pointer;font-size:.85rem;font-weight:600;padding:10px 20px;text-decoration:none;transition:all .3s ease;white-space:nowrap}.sticky-cta-btn:hover{background:linear-gradient(135deg,#1a3a52,#0f1419);box-shadow:0 4px 12px rgba(10,37,64,.3);transform:translateY(-2px)}}@media (min-width:769px){.sticky-cta-bar{background:#fff;box-shadow:0 2px 10px rgba(0,0,0,.1);left:0;padding:15px 0;position:fixed;right:0;top:0;transform:translateY(-100%);transition:transform .3s ease;z-index:900}.sticky-cta-content{align-items:center;display:flex;gap:20px;justify-content:center;margin:0 auto;max-width:var(--container-max-width);padding:0 var(--container-padding)}.sticky-cta-text{color:var(--color-primary);font-size:1rem;font-weight:600;margin:0}.sticky-cta-mobile{display:none}.sticky-cta-desktop{display:inline}.sticky-cta-btn{background:linear-gradient(135deg,var(--color-primary),#0d3254);border:none;border-radius:var(--border-radius-md);color:#fff;cursor:pointer;font-size:.95rem;font-weight:600;padding:12px 28px;text-decoration:none;transition:all .3s ease;white-space:nowrap}.sticky-cta-btn:hover{background:linear-gradient(135deg,#1a3a52,#0f1419);box-shadow:0 4px 12px rgba(10,37,64,.3);transform:translateY(-2px)}}.modal_overlay{align-items:center;animation:fadeIn .3s ease-in-out;backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);background:transparent;display:flex;height:100%;justify-content:center;left:0;position:fixed;top:0;width:100%;z-index:99999}.modal_container{animation:slideUp .4s ease-out;background:#fff;border-radius:16px;box-shadow:0 20px 60px rgba(0,0,0,.3);margin:auto;max-height:85vh;max-width:550px;overflow-y:auto;position:relative;width:90%}.modal_close{align-items:center;background:transparent;border:none;border-radius:50%;color:#272a31;cursor:pointer;display:flex;font-size:32px;height:40px;justify-content:center;position:absolute;right:20px;top:20px;transition:all .2s;width:40px;z-index:10}.modal_close:hover{background:#dfe0df;color:#0a2540}.modal_content{padding:32px}.modal_header{margin-bottom:20px;text-align:center}.modal_title{color:#0a2540;font-size:24px;font-weight:600;margin:0 0 6px}.modal_subtitle{color:#272a31;font-size:14px;font-weight:400;margin:0}.modal_form{gap:14px}.modal_form,.modal_input_group{display:flex;flex-direction:column}.modal_input{background:#fff;border:2px solid #dfe0df;border-radius:8px;box-sizing:border-box;color:#0a2540;font-family:Montserrat,sans-serif;font-size:15px;font-weight:400;padding:10px 14px;transition:all .2s;width:100%}.modal_input:focus{background:#fff8ee;border-color:#0a2540;outline:none}.modal_select{appearance:none;background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='none' stroke='currentColor' stroke-linecap='round' stroke-linejoin='round' stroke-width='2' viewBox='0 0 24 24'%3E%3Cpath d='m6 9 6 6 6-6'/%3E%3C/svg%3E");background-position:right 12px center;background-repeat:no-repeat;background-size:20px;cursor:pointer;padding-right:40px}.modal_formline{animation:fadeInError .2s ease-in forwards;background:#fecaca;border-left:2px solid #dc2626;border-radius:3px;color:#991b1b;font-size:12px;font-style:normal;font-weight:500;margin-bottom:2px;margin-top:4px;min-height:0;opacity:0;overflow:hidden;padding:3px 6px;transition:all .2s}.modal_formline:empty{animation:none;border:none;margin:0;opacity:0;padding:0}@keyframes fadeInError{0%{opacity:0;transform:translateY(-2px)}to{opacity:1;transform:translateY(0)}}.modal_submit_btn{background:#960;border:none;border-radius:8px;color:#fff;cursor:pointer;font-family:Montserrat,sans-serif;font-size:15px;font-weight:600;margin-top:6px;padding:12px 24px;transition:all .2s;width:100%}.modal_submit_btn:hover{background:#b70;box-shadow:0 4px 12px rgba(219,146,45,.3);transform:translateY(-2px)}.modal_submit_btn:disabled{cursor:not-allowed;opacity:.7;transform:none}.modal_disclosure{color:#272a31;font-size:10px;line-height:1.4;margin-top:12px;text-align:center}@keyframes fadeIn{0%{opacity:0}to{opacity:1}}@keyframes slideUp{0%{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}@media (max-width:768px){.modal_container{max-height:90vh;width:95%}.modal_content{padding:24px}.modal_title{font-size:20px}.modal_subtitle{font-size:13px}.modal_input{font-size:14px;padding:9px 12px}.modal_submit_btn{font-size:14px;padding:11px 20px}.modal_close{font-size:28px;height:36px;right:15px;top:15px;width:36px}}.what-is-section{align-items:center;background:var(--color-white);display:flex;min-height:100vh}.two-column-layout{align-items:center;display:grid;gap:var(--space-4xl);grid-template-columns:1fr 1fr}.column-content h2{color:var(--color-primary);margin-bottom:var(--space-lg)}.column-content p{color:var(--color-text-secondary);line-height:1.8;margin-bottom:var(--space-lg)}.highlight-box{background:var(--color-bg-secondary);border-left:4px solid var(--color-accent);border-radius:var(--border-radius-md);margin-top:var(--space-xl);padding:var(--space-xl)}.highlight-box h3,.highlight-box h4{color:var(--color-primary);margin-bottom:var(--space-sm)}.highlight-box p{color:var(--color-text-primary);margin:0}.column-image{border-radius:var(--border-radius-lg);box-shadow:var(--shadow-lg);overflow:hidden}.column-image img{display:block;height:auto;width:100%}.column-image-mobile{display:none}.what-is-section .column-content>*,.what-is-section .column-image{opacity:0;transform:translateY(40px);transition:opacity .6s ease-out,transform .6s ease-out}.what-is-section.animate-in .column-content>h2{opacity:1;transform:translateY(0);transition-delay:.1s}.what-is-section.animate-in .column-content>p:first-of-type{opacity:1;transform:translateY(0);transition-delay:.2s}.what-is-section.animate-in .column-content>p:nth-of-type(2){opacity:1;transform:translateY(0);transition-delay:.3s}.what-is-section.animate-in .column-content>p:nth-of-type(3){opacity:1;transform:translateY(0);transition-delay:.4s}.what-is-section.animate-in .column-content .column-image-mobile{opacity:1;transform:translateY(0);transition-delay:.5s}.what-is-section.animate-in .column-content .highlight-box{opacity:1;transform:translateY(0);transition-delay:.6s}.what-is-section.animate-in .column-image{opacity:1;transform:translateY(0);transition-delay:.3s}.sdba-imperatives-section{align-items:center;background:linear-gradient(180deg,#fff,#f8f9fa);display:flex;min-height:100vh;padding:80px 0}.sdba-imperatives-section .sdba-process-step{opacity:0;transform:translateY(40px);transition:opacity .6s ease-out,transform .6s ease-out}.sdba-imperatives-section.animate-in .sdba-process-grid>.sdba-process-step:first-child{opacity:1;transform:translateY(0);transition-delay:.1s}.sdba-imperatives-section.animate-in .sdba-process-grid>.sdba-process-step:nth-child(2){opacity:1;transform:translateY(0);transition-delay:.3s}.sdba-imperatives-section.animate-in .sdba-process-grid>.sdba-process-step:nth-child(3){opacity:1;transform:translateY(0);transition-delay:.5s}.sdba-stats-section{align-items:center;background:linear-gradient(135deg,#0a2540,#1a3a52);display:flex;min-height:100vh;overflow:hidden;padding:80px 0;position:relative;text-align:center}.sdba-stats-section:before{background:radial-gradient(circle,rgba(219,146,45,.1) 0,transparent 70%);border-radius:50%;content:"";height:400px;position:absolute;right:-100px;top:-100px;width:400px}.sdba-stats-content{margin:0 auto;max-width:1100px;padding:0 40px;position:relative;z-index:1}.sdba-stats-section .btn,.sdba-stats-section .sdba-stats-grid,.sdba-stats-section .sdba-stats-source,.sdba-stats-section .sdba-stats-subtitle,.sdba-stats-section .sdba-stats-title{opacity:0;transform:translateY(40px);transition:opacity .6s ease-out,transform .6s ease-out}.sdba-stats-section.animate-in .sdba-stats-title{opacity:1;transform:translateY(0);transition-delay:.1s}.sdba-stats-section.animate-in .sdba-stats-subtitle{opacity:1;transform:translateY(0);transition-delay:.2s}.sdba-stats-section.animate-in .sdba-stats-grid{opacity:1;transform:translateY(0);transition-delay:.3s}.sdba-stats-section.animate-in .btn{opacity:1;transform:translateY(0);transition-delay:.4s}.sdba-stats-section.animate-in .sdba-stats-source{opacity:1;transform:translateY(0);transition-delay:.5s}.sdba-stats-title{color:#fff;font-size:44px;font-weight:700;margin:0 0 24px}.sdba-stats-subtitle{color:#e8edf2;font-size:19px;line-height:1.7;margin:0 auto 60px;max-width:800px}.sdba-stats-grid{display:grid;grid-template-columns:1fr;margin:0 auto 50px;max-width:600px}.sdba-stat-card{backdrop-filter:blur(10px);background:hsla(0,0%,100%,.1);border:1px solid hsla(0,0%,100%,.2);border-radius:16px;padding:40px 30px;transition:all .3s ease}.sdba-stat-card:hover{background:hsla(0,0%,100%,.15);transform:translateY(-5px)}.sdba-stat-label{color:#e8edf2;font-size:16px;font-weight:600;letter-spacing:1px;margin:0 0 12px;text-transform:uppercase}.sdba-stat-value{color:#db922d;font-size:52px;font-weight:700;margin:0 0 8px}.sdba-stat-description{color:#e8edf2;font-size:15px;line-height:1.6;margin:0}.sdba-stats-source{color:hsla(0,0%,100%,.7);font-size:14px;line-height:1.6;margin-bottom:40px;margin-top:60px}.sdba-process-section{align-items:center;background:linear-gradient(180deg,#fff,#f8f9fa);display:flex;min-height:100vh;padding:60px 0}.sdba-process-section .sdba-process-step{opacity:0;transform:translateY(40px);transition:opacity .6s ease-out,transform .6s ease-out}.sdba-process-section.animate-in .sdba-process-grid>.sdba-process-step:first-child{opacity:1;transform:translateY(0);transition-delay:.1s}.sdba-process-section.animate-in .sdba-process-grid>.sdba-process-step:nth-child(2){opacity:1;transform:translateY(0);transition-delay:.3s}.sdba-process-section.animate-in .sdba-process-grid>.sdba-process-step:nth-child(3){opacity:1;transform:translateY(0);transition-delay:.5s}.sdba-process-content{margin:-60px auto 0;max-width:1300px;padding:0 40px}.sdba-section-title{color:#272a31;font-size:42px;font-weight:700;letter-spacing:-.5px;margin:0 0 18px;text-align:center}.sdba-section-subtitle{color:#5a6d7f;font-size:19px;line-height:1.6;margin:0 auto 50px;max-width:700px;text-align:center}.sdba-process-grid{display:grid;gap:40px;grid-template-columns:repeat(3,1fr)}.sdba-process-step{background:#fff;border-radius:20px;box-shadow:0 10px 40px rgba(10,37,64,.08);padding:35px 28px;position:relative;text-align:center;transition:all .4s cubic-bezier(.4,0,.2,1);z-index:1}.sdba-process-step:hover{box-shadow:0 20px 60px rgba(10,37,64,.15);transform:translateY(-10px)}.sdba-step-number{align-items:center;color:#fff;display:flex;font-size:38px;font-weight:700;height:75px;justify-content:center;margin:0 auto 25px;position:relative;width:75px}.sdba-step-number svg{height:100%;object-fit:contain;width:100%}.sdba-process-section .sdba-step-number{background:linear-gradient(135deg,#0a2540,#1a3a52);border-radius:50%}.sdba-step-title{color:#272a31;font-size:23px;font-weight:700;margin:0 0 14px}.sdba-step-description{color:#5a6d7f;font-size:16px;line-height:1.65;margin:0}.sdba-section-cta{margin-top:50px;text-align:center}.sdba-guarantee-section{align-items:center;background:linear-gradient(135deg,#0a2540,#1a3a52);display:flex;min-height:100vh;overflow:hidden;padding:80px 0;position:relative;text-align:center}.sdba-guarantee-section:before{background:radial-gradient(circle,rgba(219,146,45,.1) 0,transparent 70%);border-radius:50%;content:"";height:400px;left:-100px;position:absolute;top:-100px;width:400px}.sdba-guarantee-section:after{background:radial-gradient(circle,rgba(219,146,45,.08) 0,transparent 70%);border-radius:50%;bottom:-150px;content:"";height:500px;position:absolute;right:-150px;width:500px}.sdba-guarantee-content{margin:0 auto;max-width:950px;padding:0 40px;position:relative;z-index:1}.sdba-guarantee-section .btn,.sdba-guarantee-section .sdba-guarantee-description,.sdba-guarantee-section .sdba-guarantee-icon,.sdba-guarantee-section .sdba-guarantee-title{opacity:0;transform:translateY(40px);transition:opacity .6s ease-out,transform .6s ease-out}.sdba-guarantee-section.animate-in .sdba-guarantee-icon{opacity:1;transform:translateY(0);transition-delay:.1s}.sdba-guarantee-section.animate-in .sdba-guarantee-title{opacity:1;transform:translateY(0);transition-delay:.2s}.sdba-guarantee-section.animate-in .sdba-guarantee-description{opacity:1;transform:translateY(0);transition-delay:.3s}.sdba-guarantee-section.animate-in .btn{opacity:1;transform:translateY(0);transition-delay:.4s}.sdba-guarantee-icon{align-items:center;animation:float 3s ease-in-out infinite;background:rgba(219,146,45,.15);border:4px solid #db922d;border-radius:50%;color:#db922d;display:flex;font-size:56px;height:120px;justify-content:center;margin:0 auto 40px;position:relative;width:120px}@keyframes float{0%,to{box-shadow:0 5px 15px rgba(10,37,64,.45);transform:translateY(0)}50%{box-shadow:0 30px 60px rgba(10,37,64,.25);transform:translateY(-10px)}}.sdba-guarantee-title{color:#fff;font-family:Montserrat,sans-serif;font-size:44px;font-weight:700;letter-spacing:-.5px;margin:0 0 28px}.sdba-guarantee-description{color:#e8edf2;font-size:20px;line-height:1.9;margin:0 0 50px}.sdba-cta-section{align-items:center;background:#fff;display:flex;justify-content:center;min-height:100vh;padding:0;text-align:center}.sdba-cta-content{margin:0 40px;max-width:800px}.sdba-cta-section .cta-buttons,.sdba-cta-section .sdba-cta-description,.sdba-cta-section .sdba-cta-title{opacity:0;transform:translateY(40px);transition:opacity .6s ease-out,transform .6s ease-out}.sdba-cta-section.animate-in .sdba-cta-title{opacity:1;transform:translateY(0);transition-delay:.1s}.sdba-cta-section.animate-in .sdba-cta-description{opacity:1;transform:translateY(0);transition-delay:.2s}.sdba-cta-section.animate-in .cta-buttons{opacity:1;transform:translateY(0);transition-delay:.3s}.sdba-cta-title{color:#272a31;font-size:56px;font-weight:700;line-height:1.15;margin:0 0 32px}.sdba-cta-description{color:#5a6d7f;font-size:22px;line-height:1.7;margin:0 0 50px}.sdba-faq-section{align-items:flex-start;background:#fff;display:flex;margin-bottom:0;max-height:auto;min-height:120vh;padding:40px 0 80px}.sdba-faq-section .sdba-section-title{font-size:24px;margin-bottom:8px}.sdba-faq-section .sdba-section-subtitle{font-size:14px;margin-bottom:20px}.sdba-faq-content{margin:0 auto;max-width:900px;padding:10px 40px 0;width:100%}.sdba-faq-item{border-bottom:1px solid #e8edf2;margin-bottom:0}.sdba-faq-question{align-items:center;cursor:pointer;display:flex;justify-content:space-between;padding:6px 0}.sdba-faq-question h3{color:#272a31;font-size:16px;font-weight:600;margin:0}.sdba-faq-icon{color:#db922d;flex-shrink:0;font-size:22px;margin-left:15px;transition:transform .3s ease}.sdba-faq-item.active .sdba-faq-icon{transform:rotate(45deg)}.sdba-faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease}.sdba-faq-item.active .sdba-faq-answer{max-height:600px;padding-bottom:10px}.sdba-faq-answer p,.sdba-faq-answer ul{color:#5a6d7f;font-size:14px;line-height:1.5;margin:0 0 8px}.sdba-faq-answer ul{padding-left:20px}.sdba-faq-answer li{margin-bottom:6px}.sdba-faq-answer a{color:#db922d;font-weight:600;text-decoration:none}.sdba-faq-answer a:hover{text-decoration:underline}@media (min-width:1025px) and (max-width:2499px){.what-is-section{padding:40px 0}.what-is-section .column-image{max-width:400px}.what-is-section h2{font-size:32px;margin-bottom:16px}.what-is-section p{font-size:15px;line-height:1.6;margin-bottom:14px}.what-is-section .highlight-box{margin-top:20px;padding:18px}.what-is-section h3,.what-is-section h4{font-size:17px;margin-bottom:8px}.sdba-imperatives-section{padding:50px 0}.sdba-imperatives-section .sdba-section-title{font-size:34px;margin-bottom:12px}.sdba-imperatives-section .sdba-section-subtitle{font-size:16px;margin-bottom:35px}.sdba-imperatives-section .sdba-process-grid{gap:28px}.sdba-imperatives-section .sdba-process-step{padding:24px 20px}.sdba-imperatives-section .sdba-step-number{height:60px;margin-bottom:18px;width:60px}.sdba-imperatives-section .sdba-step-title{font-size:19px;margin-bottom:10px}.sdba-imperatives-section .sdba-step-description{font-size:14px;line-height:1.55}.sdba-stats-section{padding:50px 0}.sdba-stats-content{margin-top:60px}.sdba-stats-title{font-size:36px;margin-bottom:18px}.sdba-stats-subtitle{font-size:16px;margin-bottom:40px}.sdba-stat-card{padding:32px 24px}.sdba-stat-label{font-size:14px;margin-bottom:10px}.sdba-stat-value{font-size:44px;margin-bottom:6px}.sdba-stat-description{font-size:14px}.sdba-stats-source{font-size:12px;margin-bottom:30px;margin-top:40px}.sdba-process-section{padding:40px 0}.sdba-process-section .sdba-section-title{font-size:34px;margin-bottom:12px}.sdba-process-section .sdba-section-subtitle{font-size:16px;margin-bottom:35px}.sdba-process-section .sdba-process-grid{gap:28px}.sdba-process-section .sdba-process-step{padding:24px 20px}.sdba-process-section .sdba-step-number{font-size:32px;height:60px;margin-bottom:18px;width:60px}.sdba-process-section .sdba-step-title{font-size:19px;margin-bottom:10px}.sdba-process-section .sdba-step-description{font-size:14px;line-height:1.55}.sdba-cta-section{padding:40px 0}.sdba-cta-title{font-size:38px;margin-bottom:20px}.sdba-cta-description{font-size:18px;margin-bottom:35px}}@media (min-width:2500px){.what-is-section h2{font-size:52px}.what-is-section p{font-size:22px;line-height:1.8}.what-is-section h3,.what-is-section h4{font-size:26px}.highlight-box{padding:32px}}@media only screen and (max-width:1024px){.sdba-process-grid{gap:50px;grid-template-columns:1fr}.sdba-section-title{font-size:40px}.sdba-cta-title,.sdba-guarantee-title{font-size:38px}}@media (max-width:768px){html{scroll-snap-type:none!important}#sdba-footer,#sdba-hero,.sdba-faq-section,.section{scroll-snap-align:none!important;scroll-snap-stop:normal!important}.what-is-section{min-height:auto;padding:80px 20px 200px;position:relative}.what-is-section .column-content>*,.what-is-section .column-image{opacity:1!important;transform:none!important}.what-is-section .two-column-layout{gap:var(--space-xl);grid-template-columns:1fr}.what-is-section .column-image{display:none}.what-is-section .column-image-mobile{border-radius:var(--border-radius-md);display:block;margin:24px 0;overflow:hidden}.what-is-section .column-image-mobile img{display:block;height:auto;width:100%}.sdba-cta-section,.sdba-guarantee-section,.sdba-imperatives-section,.sdba-process-section,.sdba-stats-section{align-items:center;display:flex;min-height:calc(100vh - 80px);position:relative}.sdba-imperatives-section{align-items:flex-start;padding:120px 20px var(--space-lg) 20px}.sdba-imperatives-section .sdba-process-step{opacity:1!important;transform:none!important}.sdba-stats-section{padding:0 20px}.sdba-stats-section .btn,.sdba-stats-section .sdba-stats-grid,.sdba-stats-section .sdba-stats-source,.sdba-stats-section .sdba-stats-subtitle,.sdba-stats-section .sdba-stats-title{opacity:1!important;transform:none!important}.sdba-process-section{align-items:flex-start;padding:120px 20px var(--space-lg) 20px}.sdba-process-section .sdba-process-step{opacity:1!important;transform:none!important}.sdba-guarantee-section{align-items:center;padding:0 20px}.sdba-guarantee-section .btn,.sdba-guarantee-section .sdba-guarantee-description,.sdba-guarantee-section .sdba-guarantee-icon,.sdba-guarantee-section .sdba-guarantee-title{opacity:1!important;transform:none!important}.sdba-cta-section{padding:0 20px}.sdba-cta-section .cta-buttons,.sdba-cta-section .sdba-cta-description,.sdba-cta-section .sdba-cta-title{opacity:1!important;transform:none!important}.sdba-process-content{max-width:100%;padding:0;width:100%}.sdba-section-title,.sdba-stats-title{font-size:1.5rem;line-height:1.2;margin-bottom:8px}.sdba-section-subtitle{font-size:.875rem;line-height:1.4;margin-bottom:20px}.sdba-process-grid{gap:12px;grid-template-columns:1fr;margin-bottom:0}.sdba-process-step{border-radius:12px;padding:16px 14px}.sdba-step-number{border:2px solid #fff;font-size:20px;height:45px;margin-bottom:10px;width:45px}.sdba-step-number:after{display:none}.sdba-imperatives-section .sdba-process-step{text-align:left}.sdba-imperatives-section .sdba-step-number{background:none;border:none;box-shadow:none;color:var(--color-accent);display:inline-block;font-size:.85rem;height:auto;line-height:1.2;margin:0 6px 0 0;vertical-align:middle;width:auto}.sdba-imperatives-section .sdba-step-number svg{height:1.1rem;vertical-align:middle;width:1.1rem}.sdba-imperatives-section .sdba-step-title{display:inline;font-size:.95rem;line-height:1.2;margin-bottom:6px;vertical-align:middle}.sdba-process-section .sdba-process-step{text-align:left}.sdba-process-section .sdba-step-number{background:none;border:none;box-shadow:none;color:var(--color-accent);display:inline;font-size:.85rem;height:auto;line-height:1.2;margin:0 6px 0 0;width:auto}.sdba-process-section .sdba-step-title{display:inline}.sdba-process-section .sdba-step-title,.sdba-step-title{font-size:.95rem;line-height:1.2;margin-bottom:6px}.sdba-step-description{display:block;font-size:.8rem;line-height:1.4;margin-top:6px}.sdba-process-content>div:last-child{display:none}.sdba-stats-content{padding:0 20px}.sdba-stats-subtitle{display:none}.sdba-stats-grid{margin-bottom:24px}.sdba-stat-card{padding:24px 20px}.sdba-stat-label{font-size:.75rem}.sdba-stat-value{font-size:36px}.sdba-stat-description{font-size:.8rem}.sdba-stats-source{font-size:.65rem;margin-bottom:0;margin-top:24px}.sdba-guarantee-content{padding:0 20px}.sdba-guarantee-icon{font-size:40px;height:80px;margin-bottom:24px;width:80px}.sdba-guarantee-title{font-size:1.5rem;line-height:1.2;margin-bottom:16px}.sdba-guarantee-description{font-size:.9rem;line-height:1.5;margin-bottom:24px}.sdba-cta-content{margin:0 20px}.sdba-cta-title{font-size:1.75rem;line-height:1.2;margin-bottom:16px}.sdba-cta-description{font-size:.95rem;line-height:1.5;margin-bottom:24px}.sdba-faq-section{max-height:none;min-height:auto;padding:60px 0}.sdba-faq-content{min-height:calc(100vh - 80px);padding:60px 20px 0}.sdba-faq-question h3{font-size:.95rem}.sdba-faq-answer p{font-size:.85rem}.sdba-faq-item{margin-bottom:10px}.sdba-faq-question{padding:15px 0}.sdba-faq-answer p,.sdba-faq-answer ul{line-height:1.6;margin:0 0 10px}.sdba-faq-item.active .sdba-faq-answer{max-height:2000px;padding-bottom:15px}}